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The implementation of the EU Gender Directive could see insurance costs either rising or falling for some bikers.

The widely trailed legislation comes into force on Friday 21st December and will require insurers to give equal treatment to men and women when calculating premiums. Leading motorcycle insurance specialist Carole Nash says the impact of the move will vary as different insurers have adopted different strategies in anticipation of the change.

“Many insurers removed gender as a risk factor some time ago but a few have held back until the last minute,” commented the company’s director of products and marketing, Nick Baker. “How individual riders are affected will depend upon whom they’re currently insured with. If they are simply planning to renew through a scheme still to be affected then their premium could see a somewhat more dramatic change than normal. However, a...

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