The National Association of Karate and Martial Art Schools (NAKMAS) voice concerns over potentially unscrupulous insurance provision for clubs and organisations. ‘Customers who move across from one governing body or insurer to another, worry that existing insurances will become void, but this is not always the case’ says Joe Ellis, Chair of NAKMAS.
Ellis explains ‘NAKMAS has experienced more and more clubs and associations wanting to change governing bodies and insurers as they are disillusioned with the services they are currently being offered. What prevents them is the threat from their insurers that their existing public and products liability insurance will become null and void and that they will be left at risk’.
The ideal insurance arrangement is offered on a ‘claims occurring’ basis which allows the claim to be made outside the insurance period within which the claim occurred. A customer can then freely leave the insurer if they so wish and...
